Remittance corridor · World Bank RPW · 2025Q1
United Kingdom → Ghana
What it really costs to send money from United Kingdom to Ghana, with the cheapest provider on record and the gap to the UN's 3% target.
- 6.9%
- Average cost
- 0.7%
- Cheapest · Unity Link
- $1.8B
- Annual volume
- 10
- Providers tracked
The verdict
At 6.9%, this corridor costs more than most, only 30% of tracked corridors are pricier, but the cheapest provider charges just 0.7% - switching saves about $12.30 on every $200 sent.
- 6.9%
- average cost of a $200 transfer
- +0.1pp
- vs the 6.7% average of 322 corridors
- +3.9pp
- gap to the UN 3% target
- $148/yr
- saved by switching to the cheapest, 12 transfers
Compared against the 322 corridors we actually track, not a generic headline figure.
How United Kingdom → Ghana compares
Average cost of a $200 transfer, percent, lower is cheaper
6.86% average - 3.9pp above target
Cost trend: United Kingdom → Ghana
Average and cheapest cost of a $200 transfer over time, percent
Sending Country
Receiving Country
Nearby Corridors from United Kingdom
United Kingdom is one of the most connected sending markets in our data, with 30 tracked outbound corridors. The 8 below span the widest cost range, from the cheapest to send anywhere from United Kingdom through to the most expensive.
| # | Destination | Avg cost | Cheapest |
|---|---|---|---|
| 1 | Pakistan | 1.7% | 0.1% |
| 2 | India | 2.7% | 0.5% |
| 3 | Nepal | 3.2% | 1.6% |
| 4 | Philippines | 3.4% | 1.0% |
| 5 | Nigeria | 4.4% | 1.2% |
| 6 | Kenya | 4.4% | 1.6% |
| 7 | Bangladesh | 5.0% | 1.6% |
| 8 | Zimbabwe | 5.9% | 3.3% |
What the United Kingdom → Ghana Data Tells Us
Sending money from United Kingdom to Ghana currently costs an average of 6.86% of the transfer amount, according to World Bank Remittance Prices Worldwide (RPW) data as of 2025Q1. That is 0.1 percentage points above the 6.7% average of the 322 corridors we track, though still below the World Bank's reported global average of about 6.4%.
On the cheapest end of the market, Unity Link delivers this corridor at 0.71% - the floor price a United Kingdom-based sender can realistically access today. The full panel includes 10 tracked providers.
This corridor moves roughly $1.8B in remittances each year, so even a one-percentage-point reduction in cost would return tens of millions of dollars annually to families in Ghana. Costs here have crept up 1.79 percentage points over the tracked period, bucking the wider trend toward cheaper transfers seen on most corridors.
Across the 53 quarters of World Bank RPW data on record for this corridor, the average cost has ranged from 4.3% to 15.3%, and 0 of those 53 quarters (0%) met the UN SDG 3% target outright. Quarter-to-quarter pricing on this route has swung considerably (2.05pp standard deviation across the full record) - worth checking the current quarter's reading specifically rather than relying on the long-run average.
Frequently Asked Questions
How much does it cost to send money from United Kingdom to Ghana?
The average cost to send money from United Kingdom to Ghana is 6.86% of the transfer amount, based on World Bank RPW data as of 2025Q1. The cheapest available option is 0.71% via Unity Link. Costs are calculated as a percentage of a $200 transfer and include both service fees and exchange rate margins.
What is the cheapest way to send money from United Kingdom to Ghana?
Based on World Bank RPW data, the cheapest service for the United Kingdom to Ghana corridor charges 0.71% - currently Unity Link. A total of 10 providers are tracked on this corridor. Always compare rates directly with providers before sending, as prices change frequently.
Is the United Kingdom to Ghana corridor meeting the UN SDG cost target?
Not yet. At 6.9%, this corridor sits 3.9 percentage points above the UN SDG 10.c target of 3% or below by 2030.
Source: World Bank, Remittance Prices Worldwide (RPW) Database (2011-2025) World Bank, Remittance Prices Worldwide (RPW) Database (2011-2025)
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainRemit is rendered directly from World Bank Remittance Prices Worldwide (RPW) data, no number is typed in by an editor. This page draws directly on World Bank Remittance Prices Worldwide (RPW) data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.