Remittance corridor · World Bank RPW · 2025Q3

United Kingdom → Gambia

Average cost sits in the upper fleet tercile at 12.1% on this United Kingdom → Gambia route - senders pay more than typical RPW-tracked corridors.

12.1%
Average cost
8.1%
Cheapest · Paysend
10
Providers tracked

How the 12.1% average cost breaks down

World Bank RPW splits total remittance cost into the provider's transaction fee and the exchange-rate margin applied to the transfer. Same 2025Q3 figures as the detail table below.

Corridor-cost tercile vs fleet

United Kingdom → Gambia posts 12.1% average cost, above the fleet upper tercile (~6.6%), ranking #310 of 348. Cheapest tracked floor: 8.1% via Paysend.

#310 of 348
cheapest-cost corpus rank
12.1%
average cost of a $200 transfer
+4.8pp
vs the 7.3% average of 348 corridors
+9.1pp
gap to the UN 3% target

Compared against the 348 corridors in the 2025Q3 release, not a generic headline figure.

F
Corridor Value Score
35/100
United Kingdom to Gambia

Based on average cost, delivery speed, FX margin, provider competition, and cost trend from World Bank Remittance Prices Worldwide data, benchmarked against all 348 tracked corridors - not a quote or a prediction of what you will pay.

Cost F
12.06%
Average total cost, sending $200-equivalent
Speed C+
Same day
Average delivery time, latest quarter
FX transparency F
9.93%
Exchange-rate margin above the mid-market rate
Competition B+
10 providers
Number of providers actively quoting this corridor
Cost trend D
-0.21pp
Change in average cost vs. the prior quarter

What changed

World Bank RPW release record: 2025Q1 to 2025Q3

  • Average transfer cost changed from 12.27% to 12.06% (-0.21 percentage points).
  • Lowest observed transfer cost changed from 8.28% to 8.05% (-0.23 percentage points).
  • Providers recorded by the source changed from 8 to 10 (+2 providers).
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Where this corridor sits by provider panel size

United Kingdom → Gambia has 10 World Bank RPW providers among 377 tracked corridors (inventory signal, not a cost-quality ranking). Orthogonal to the cost comparison below.

United Kingdom → Gambia vs all corridors by provider count

Where this corridor's RPW provider panel sits among every tracked route

10 102nd of 377 higher than 275 of 377 corridors

Corridors, banded by RPW provider inventory

Each bar is a band; taller bars hold more corridors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source World Bank Remittance Prices Worldwide · 2026-08-10

How United Kingdom → Gambia compares

Average cost of a $200 transfer, percent, lower is cheaper

United Kingdom → Gambia12.06%Cheapest provider8.05%348-corridor average (2025Q3)7.25%World Bank global average6.4%UN SDG 10.c target3%

Source: World Bank Remittance Prices Worldwide (RPW); UN SDG 10.c As of 2025Q3

SDG 10.c progress (target: 3%) 24.5%
Cheapest

12.06% average - 9.1pp above target

Cost trend: United Kingdom → Gambia

Average and cheapest cost of a $200 transfer over time, percent

0%5%10%15%20%25% 2011Q12013Q42015Q32017Q22019Q12020Q42022Q32024Q22025Q3 12.1%8.05% CheapestAverage

Source: World Bank Remittance Prices Worldwide (RPW) As of 2025Q3

Sending Country

United Kingdom
Europe & Central Asia
5.08%
Avg outbound cost
$13.2B
Total remittances sent
All corridors from United Kingdom →

Receiving Country

Gambia
Sub-Saharan Africa
12.06%
Avg inbound cost
0
All corridors to Gambia →

Nearby Corridors from United Kingdom

United Kingdom is one of the most connected sending markets in our data, with 32 tracked outbound corridors. The 8 below span the widest cost range, from the cheapest to send anywhere from United Kingdom through to the most expensive.

#DestinationAvg costCheapest
1India1.9%0.1%
2Nigeria2.0%0.0%
3Poland2.7%0.2%
4Pakistan2.7%0.5%
5Nepal2.9%0.8%
6Sri Lanka3.1%1.1%
7Romania3.1%0.9%
8Philippines3.3%0.4%

World Bank RPW fee spread

Release 2025Q3 GB→GM

12.1% avg · 8.1% floor · 4.01pp spread on $200

  • AVG 12.1%
  • CHEAP 8.1%
  • SPREAD 4.01pp
  • SDG +9.1pp
  • RANK #310 of 348
  • REL 2025Q3
  • PANEL 10
Thailand→Myanmar12.19%Italy→Ukraine11.76%South Africa→Zimbabwe12.49%United Kingdom→Gambia (this)12.06%
Cross-sender corridors nearest United Kingdom → Gambia by average RPW cost (2025Q3)

Fee spread manifest for United Kingdom → Gambia: entity-varying RPW stamps plus cross-sender ABS(avg_cost) peers from the current release. Compare corridors side-by-side →

High transfer cost on United Kingdom → Gambia

World Bank RPW prices United Kingdom → Gambia at 12.06% (2025Q3) - above the fleet upper tercile (~6.6%). Senders here pay more than typical tracked corridors, 5.7 pp above the ~6.4% global average.

That cheapest figure comes from the World Bank's mystery-shopping survey: trained researchers pose as customers and obtain real quotes for a standardized $200 transfer, across the 10 banks, money transfer operators, post offices and mobile-money providers RPW tracks on this corridor. It is a snapshot from that survey quarter, not a live guarantee -- confirm the current rate directly with the provider before sending.

Costs on this route have stayed essentially flat, moving 0.21 percentage points over the tracked period, unusual stability against the broader downward trend seen on most corridors. It sits 9.1 pp above the UN SDG 10.c 3% target.

United Kingdom → Gambia Long-Track Cost Profile

This is a high-depth World Bank RPW corridor (54 quarterly average-cost readings) - enough history to measure how concentrated the cost path has been, not just the latest quarter. Peak average cost on record was 19.7% in 2013Q3; the trough was 6.1% in 2015Q4. That 13.58pp peak-to-trough span is the multi-year envelope thin-history corridors cannot show.

Across the full 54-quarter panel, 0 readings (0.0% share) landed at or under the UN SDG 3% target. Population standard deviation of the average-cost series is 2.272pp - a wide swing band that rewards checking the current quarter. From 2024Q2 to 2025Q3, the average cost rose 1.29pp (10.8% → 12.1%).

Among the 32 outbound corridors tracked from United Kingdom, 32 currently post a lower average cost than this route and 0 post a higher one (this corridor sits at 12.1%). That peer-rank read is only honest once the sender book is deep enough - sparse zero-history routes skip it because sibling counts alone do not make a long RPW track record.

About United Kingdom → Gambia data

PlainRemit compares international money-transfer costs across tracked corridors so you can see which routes and providers charge the least before you send money abroad. This corridor's figures are computed directly from the World Bank Remittance Prices Worldwide (RPW) quarterly survey, a mystery-shopping panel of actual transfer quotes for a standardized $200 transfer.

Average 12.06%; cheapest observed 8.05% via Paysend; 10 providers tracked across 54 RPW quarters; vintage 2026-08-10.

Frequently Asked Questions

How much does it cost to send money from United Kingdom to Gambia?

Average 12.06% of the transfer amount (World Bank RPW, 2025Q3) - upper fleet tercile (above ~6.6%). Cheapest observed: 8.05% via Paysend.

What is the cheapest way to send money from United Kingdom to Gambia?

Lowest RPW survey quote: 8.05% (Paysend). Panel is high-tercile with 10 providers tracked.

Is the United Kingdom to Gambia corridor meeting the UN SDG cost target?

Not yet: 12.1% is 9.1pp above the UN SDG 10.c 3% target and in the upper fleet cost tercile.

Where does United Kingdom → Gambia sit among tracked remittance corridors?

According to World Bank Remittance Prices Worldwide average cost among 348 tracked corridors on PlainRemit, United Kingdom → Gambia ranks #310 of 348 (cheapest = #1). Ordinal uses latest_avg_cost ASC matching /rankings/cheapest. See /methodology#corpus-placement.

Source: World Bank, Remittance Prices Worldwide (RPW) Database (2011-2025). See our methodology for details.

Disclaimer: PlainRemit is for general informational purposes only, not financial, tax, or investment advice. PlainRemit is independent and not affiliated with or endorsed by the World Bank.