Remittance corridor · World Bank RPW · 2025Q3

United States → Armenia

Provider panel is low-tercile (5 RPW providers) on United States → Armenia - a thin survey panel versus denser routes.

7.1%
Average cost
4.5%
Cheapest · Remitly
5
Providers tracked

How the 7.1% average cost breaks down

World Bank RPW splits total remittance cost into the provider's transaction fee and the exchange-rate margin applied to the transfer. Same 2025Q3 figures as the detail table below.

Provider-panel tercile vs fleet

RPW lists only 5 providers on this corridor - below the fleet panel tercile (~6). Average cost is 7.1%.

#252 of 348
cheapest-cost corpus rank
7.1%
average cost of a $200 transfer
-0.1pp
vs the 7.3% average of 348 corridors
+4.1pp
gap to the UN 3% target

Compared against the 348 corridors in the 2025Q3 release, not a generic headline figure.

F
Corridor Value Score
27/100
United States to Armenia

Based on average cost, delivery speed, FX margin, provider competition, and cost trend from World Bank Remittance Prices Worldwide data, benchmarked against all 348 tracked corridors - not a quote or a prediction of what you will pay.

Cost F
7.15%
Average total cost, sending $200-equivalent
Speed F
Same day
Average delivery time, latest quarter
FX transparency F
2.81%
Exchange-rate margin above the mid-market rate
Competition F
5 providers
Number of providers actively quoting this corridor
Cost trend F
+0.47pp
Change in average cost vs. the prior quarter

What changed

World Bank RPW release record: 2025Q1 to 2025Q3

  • Average transfer cost changed from 6.68% to 7.15% (+0.47 percentage points).
  • Lowest observed transfer cost changed from 3.39% to 4.50% (+1.11 percentage points).
  • Providers recorded by the source changed from 4 to 5 (+1 provider).
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Where this corridor sits by provider panel size

United States → Armenia has 5 World Bank RPW providers among 377 tracked corridors (inventory signal, not a cost-quality ranking). Orthogonal to the cost comparison below.

United States → Armenia vs all corridors by provider count

Where this corridor's RPW provider panel sits among every tracked route

5 304th of 377 higher than 73 of 377 corridors

Corridors, banded by RPW provider inventory

Each bar is a band; taller bars hold more corridors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source World Bank Remittance Prices Worldwide · 2026-08-10

How United States → Armenia compares

Average cost of a $200 transfer, percent, lower is cheaper

United States → Armenia7.15%Cheapest provider4.5%348-corridor average (2025Q3)7.25%World Bank global average6.4%UN SDG 10.c target3%

Source: World Bank Remittance Prices Worldwide (RPW); UN SDG 10.c As of 2025Q3

SDG 10.c progress (target: 3%) 65.4%
Cheapest

7.15% average - 4.1pp above target

Cost trend: United States → Armenia

Average and cheapest cost of a $200 transfer over time, percent

0%2%4%6%8%10% 2016Q22017Q32018Q42020Q12021Q22022Q32023Q42025Q12025Q3 7.15%4.5% CheapestAverage

Source: World Bank Remittance Prices Worldwide (RPW) As of 2025Q3

Sending Country

United States
North America
5.53%
Avg outbound cost
$107.1B
Total remittances sent
All corridors from United States →

Receiving Country

Armenia
Europe & Central Asia
4.46%
Avg inbound cost
$1.4B
Total remittances received
All corridors to Armenia →

Nearby Corridors from United States

United States is one of the most connected sending markets in our data, with 41 tracked outbound corridors. The 5 below span the widest cost range, from the cheapest to send anywhere from United States through to the most expensive.

#DestinationAvg costCheapest
1Nigeria2.9%0.0%
2El Salvador3.5%1.0%
3India3.8%0.4%
4Pakistan3.8%0.5%
5Yemen3.9%2.0%

World Bank RPW fee spread

Release 2025Q3 US→AM

7.1% avg · 4.5% floor · 2.65pp spread on $200

  • AVG 7.1%
  • CHEAP 4.5%
  • SPREAD 2.65pp
  • SDG +4.2pp
  • RANK #252 of 348
  • REL 2025Q3
  • PANEL 5
Qatar→Bangladesh7.18%Switzerland→Albania7.11%Germany→Hungary7.18%United States→Armenia (this)7.15%
Cross-sender corridors nearest United States → Armenia by average RPW cost (2025Q3)

Fee spread manifest for United States → Armenia: entity-varying RPW stamps plus cross-sender ABS(avg_cost) peers from the current release. Compare corridors side-by-side →

Thin provider panel on United States → Armenia

RPW records only 5 providers on United States → Armenia - below the fleet panel tercile (~6). Average cost is 7.15%.

That cheapest figure comes from the World Bank's mystery-shopping survey: trained researchers pose as customers and obtain real quotes for a standardized $200 transfer, across the 5 banks, money transfer operators, post offices and mobile-money providers RPW tracks on this corridor. It is a snapshot from that survey quarter, not a live guarantee -- confirm the current rate directly with the provider before sending.

Costs here have crept up 0.47 percentage points over the tracked period, bucking the wider trend toward cheaper transfers seen on most corridors. Across 37 quarters on record, average cost ranged 5.2%–8.1%, with 0 quarters at or under the UN 3% target. It sits 4.1 pp above the UN SDG 10.c 3% target.

About United States → Armenia data

PlainRemit compares international money-transfer costs across tracked corridors so you can see which routes and providers charge the least before you send money abroad. This corridor's figures are computed directly from the World Bank Remittance Prices Worldwide (RPW) quarterly survey, a mystery-shopping panel of actual transfer quotes for a standardized $200 transfer.

Average 7.15%; cheapest observed 4.50% via Remitly; 5 providers tracked across 37 RPW quarters; vintage 2026-08-10.

Frequently Asked Questions

How much does it cost to send money from United States to Armenia?

Average 7.15% of the transfer amount (World Bank RPW, 2025Q3) - upper fleet tercile (above ~6.6%). Cheapest observed: 4.50% via Remitly.

What is the cheapest way to send money from United States to Armenia?

Lowest RPW survey quote: 4.50% (Remitly). Panel is low-tercile with only 5 providers tracked.

Is the United States to Armenia corridor meeting the UN SDG cost target?

Not yet: 7.1% is 4.1pp above the UN SDG 10.c 3% target and in the upper fleet cost tercile.

Where does United States → Armenia sit among tracked remittance corridors?

According to World Bank Remittance Prices Worldwide average cost among 348 tracked corridors on PlainRemit, United States → Armenia ranks #252 of 348 (cheapest = #1). Ordinal uses latest_avg_cost ASC matching /rankings/cheapest. See /methodology#corpus-placement.

Source: World Bank, Remittance Prices Worldwide (RPW) Database (2011-2025). See our methodology for details.

Disclaimer: PlainRemit is for general informational purposes only, not financial, tax, or investment advice. PlainRemit is independent and not affiliated with or endorsed by the World Bank.