Remittance corridor · World Bank RPW · 2025Q3

South Africa → Kenya

Average cost sits in the upper fleet tercile at 10.6% on this South Africa → Kenya route - senders pay more than typical RPW-tracked corridors.

10.6%
Average cost
3.4%
Cheapest · Sikhona Money Transfers
10
Providers tracked

How the 10.6% average cost breaks down

World Bank RPW splits total remittance cost into the provider's transaction fee and the exchange-rate margin applied to the transfer. Same 2025Q3 figures as the detail table below.

Corridor-cost tercile vs fleet

South Africa → Kenya posts 10.6% average cost, above the fleet upper tercile (~6.6%), ranking #301 of 348. Cheapest tracked floor: 3.4% via Sikhona Money Transfers.

#301 of 348
cheapest-cost corpus rank
10.6%
average cost of a $200 transfer
+3.4pp
vs the 7.3% average of 348 corridors
+7.6pp
gap to the UN 3% target

Compared against the 348 corridors in the 2025Q3 release, not a generic headline figure.

F
Corridor Value Score
34/100
South Africa to Kenya

Based on average cost, delivery speed, FX margin, provider competition, and cost trend from World Bank Remittance Prices Worldwide data, benchmarked against all 348 tracked corridors - not a quote or a prediction of what you will pay.

Cost F
10.62%
Average total cost, sending $200-equivalent
Speed D
Same day
Average delivery time, latest quarter
FX transparency F
2.92%
Exchange-rate margin above the mid-market rate
Competition B+
10 providers
Number of providers actively quoting this corridor
Cost trend F
+0.17pp
Change in average cost vs. the prior quarter

What changed

World Bank RPW release record: 2025Q1 to 2025Q3

  • Average transfer cost changed from 10.45% to 10.62% (+0.17 percentage points).
  • Lowest observed transfer cost changed from 4.38% to 3.44% (-0.94 percentage points).
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Where this corridor sits by provider panel size

South Africa → Kenya has 10 World Bank RPW providers among 377 tracked corridors (inventory signal, not a cost-quality ranking). Orthogonal to the cost comparison below.

South Africa → Kenya vs all corridors by provider count

Where this corridor's RPW provider panel sits among every tracked route

10 102nd of 377 higher than 275 of 377 corridors

Corridors, banded by RPW provider inventory

Each bar is a band; taller bars hold more corridors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source World Bank Remittance Prices Worldwide · 2026-08-10

How South Africa → Kenya compares

Average cost of a $200 transfer, percent, lower is cheaper

South Africa → Kenya10.62%Cheapest provider3.44%348-corridor average (2025Q3)7.25%World Bank global average6.4%UN SDG 10.c target3%

Source: World Bank Remittance Prices Worldwide (RPW); UN SDG 10.c As of 2025Q3

SDG 10.c progress (target: 3%) 36.5%
Cheapest

10.62% average - 7.6pp above target

Cost trend: South Africa → Kenya

Average and cheapest cost of a $200 transfer over time, percent

0%5%10%15%20% 2015Q42017Q12018Q22019Q32020Q42022Q12023Q22024Q32025Q3 10.6%3.44% CheapestAverage

Source: World Bank Remittance Prices Worldwide (RPW) As of 2025Q3

Sending Country

South Africa
Sub-Saharan Africa
16.90%
Avg outbound cost
$1.1B
Total remittances sent
All corridors from South Africa →

Receiving Country

Kenya
Sub-Saharan Africa
17.83%
Avg inbound cost
0
All corridors to Kenya →

Nearby Corridors from South Africa

South Africa is one of the most connected sending markets in our data, with 12 tracked outbound corridors. The 5 below span the widest cost range, from the cheapest to send anywhere from South Africa through to the most expensive.

#DestinationAvg costCheapest
1Mozambique10.3%2.7%
2Lesotho11.2%0.0%
3Swaziland11.6%0.0%
4Zimbabwe12.5%5.2%
5Nigeria14.7%3.5%

World Bank RPW fee spread

Release 2025Q3 ZA→KE

10.6% avg · 3.4% floor · 7.18pp spread on $200

  • AVG 10.6%
  • CHEAP 3.4%
  • SPREAD 7.18pp
  • SDG +7.6pp
  • RANK #301 of 348
  • REL 2025Q3
  • PANEL 10
Australia→Lebanon10.67%United Kingdom→Afghanistan10.56%Saudi Arabia→Bangladesh10.2%South Africa→Kenya (this)10.62%
Cross-sender corridors nearest South Africa → Kenya by average RPW cost (2025Q3)

Fee spread manifest for South Africa → Kenya: entity-varying RPW stamps plus cross-sender ABS(avg_cost) peers from the current release. Compare corridors side-by-side →

High transfer cost on South Africa → Kenya

World Bank RPW prices South Africa → Kenya at 10.62% (2025Q3) - above the fleet upper tercile (~6.6%). Senders here pay more than typical tracked corridors, 4.2 pp above the ~6.4% global average.

That cheapest figure comes from the World Bank's mystery-shopping survey: trained researchers pose as customers and obtain real quotes for a standardized $200 transfer, across the 10 banks, money transfer operators, post offices and mobile-money providers RPW tracks on this corridor. It is a snapshot from that survey quarter, not a live guarantee -- confirm the current rate directly with the provider before sending.

Costs on this route have stayed essentially flat, moving 0.17 percentage points over the tracked period, unusual stability against the broader downward trend seen on most corridors. Across 39 quarters on record, average cost ranged 8.2%–14.6%, with 0 quarters at or under the UN 3% target. It sits 7.6 pp above the UN SDG 10.c 3% target.

About South Africa → Kenya data

PlainRemit compares international money-transfer costs across tracked corridors so you can see which routes and providers charge the least before you send money abroad. This corridor's figures are computed directly from the World Bank Remittance Prices Worldwide (RPW) quarterly survey, a mystery-shopping panel of actual transfer quotes for a standardized $200 transfer.

Average 10.62%; cheapest observed 3.44% via Sikhona Money Transfers; 10 providers tracked across 39 RPW quarters; vintage 2026-08-10.

Frequently Asked Questions

How much does it cost to send money from South Africa to Kenya?

Average 10.62% of the transfer amount (World Bank RPW, 2025Q3) - upper fleet tercile (above ~6.6%). Cheapest observed: 3.44% via Sikhona Money Transfers.

What is the cheapest way to send money from South Africa to Kenya?

Lowest RPW survey quote: 3.44% (Sikhona Money Transfers). Panel is high-tercile with 10 providers tracked.

Is the South Africa to Kenya corridor meeting the UN SDG cost target?

Not yet: 10.6% is 7.6pp above the UN SDG 10.c 3% target and in the upper fleet cost tercile.

Where does South Africa → Kenya sit among tracked remittance corridors?

According to World Bank Remittance Prices Worldwide average cost among 348 tracked corridors on PlainRemit, South Africa → Kenya ranks #301 of 348 (cheapest = #1). Ordinal uses latest_avg_cost ASC matching /rankings/cheapest. See /methodology#corpus-placement.

Source: World Bank, Remittance Prices Worldwide (RPW) Database (2011-2025). See our methodology for details.

Disclaimer: PlainRemit is for general informational purposes only, not financial, tax, or investment advice. PlainRemit is independent and not affiliated with or endorsed by the World Bank.