Remittance corridor · World Bank RPW · 2025Q3
Ghana → Nigeria
Average cost sits in the upper fleet tercile at 13.3% on this Ghana → Nigeria route - senders pay more than typical RPW-tracked corridors.
- 13.3%
- Average cost
- 12.0%
- Cheapest · EcoBank Rapid Transfer
- 3
- Providers tracked
How the 13.3% average cost breaks down
World Bank RPW splits total remittance cost into the provider's transaction fee and the exchange-rate margin applied to the transfer. Same 2025Q3 figures as the detail table below.
Corridor-cost tercile vs fleet
Ghana → Nigeria posts 13.3% average cost, above the fleet upper tercile (~6.6%), ranking #323 of 348. Cheapest tracked floor: 12.0% via EcoBank Rapid Transfer.
- #323 of 348
- cheapest-cost corpus rank
- 13.3%
- average cost of a $200 transfer
- +6.0pp
- vs the 7.3% average of 348 corridors
- +10.3pp
- gap to the UN 3% target
Compared against the 348 corridors in the 2025Q3 release, not a generic headline figure.
Based on average cost, delivery speed, FX margin, provider competition, and cost trend from World Bank Remittance Prices Worldwide data, benchmarked against all 348 tracked corridors - not a quote or a prediction of what you will pay.
What changed
World Bank RPW release record: 2025Q1 to 2025Q3
- Average transfer cost changed from 10.56% to 13.29% (+2.73 percentage points).
- Lowest observed transfer cost changed from 5.39% to 12.02% (+6.63 percentage points).
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Where this corridor sits by provider panel size
Ghana → Nigeria has 3 World Bank RPW providers among 377 tracked corridors (inventory signal, not a cost-quality ranking). Orthogonal to the cost comparison below.
Ghana → Nigeria vs all corridors by provider count
Where this corridor's RPW provider panel sits among every tracked route
3 353rd of 377 higher than 24 of 377 corridors
Corridors, banded by RPW provider inventory
Each bar is a band; taller bars hold more corridors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source World Bank Remittance Prices Worldwide · 2026-08-10
How Ghana → Nigeria compares
Average cost of a $200 transfer, percent, lower is cheaper
13.29% average - 10.3pp above target
Cost trend: Ghana → Nigeria
Average and cheapest cost of a $200 transfer over time, percent
Sending Country
Receiving Country
World Bank RPW fee spread
Release 2025Q3 GH→NG
13.3% avg · 12.0% floor · 1.27pp spread on $200
- AVG 13.3%
- CHEAP 12.0%
- SPREAD 1.27pp
- SDG +10.3pp
- RANK #323 of 348
- REL 2025Q3
- PANEL 3
Cross-sender cost peers
Fee spread manifest for Ghana → Nigeria: entity-varying RPW stamps plus cross-sender ABS(avg_cost) peers from the current release. Compare corridors side-by-side →
High transfer cost on Ghana → Nigeria
World Bank RPW prices Ghana → Nigeria at 13.29% (2025Q3) - above the fleet upper tercile (~6.6%). Senders here pay more than typical tracked corridors, 6.9 pp above the ~6.4% global average.
That cheapest figure comes from the World Bank's mystery-shopping survey: trained researchers pose as customers and obtain real quotes for a standardized $200 transfer, across the 3 banks, money transfer operators, post offices and mobile-money providers RPW tracks on this corridor. It is a snapshot from that survey quarter, not a live guarantee -- confirm the current rate directly with the provider before sending.
Costs on this route have risen sharply, up 2.73 percentage points over the tracked period, a notable outlier since most tracked corridors have moved the other way. Across 54 quarters on record, average cost ranged 5.2%–27.5%, with 0 quarters at or under the UN 3% target. It sits 10.3 pp above the UN SDG 10.c 3% target.
About Ghana → Nigeria data
PlainRemit compares international money-transfer costs across tracked corridors so you can see which routes and providers charge the least before you send money abroad. This corridor's figures are computed directly from the World Bank Remittance Prices Worldwide (RPW) quarterly survey, a mystery-shopping panel of actual transfer quotes for a standardized $200 transfer.
Average 13.29%; cheapest observed 12.02% via EcoBank Rapid Transfer; 3 providers tracked across 54 RPW quarters; vintage 2026-08-10.
Frequently Asked Questions
How much does it cost to send money from Ghana to Nigeria?
Average 13.29% of the transfer amount (World Bank RPW, 2025Q3) - upper fleet tercile (above ~6.6%). Cheapest observed: 12.02% via EcoBank Rapid Transfer.
What is the cheapest way to send money from Ghana to Nigeria?
Lowest RPW survey quote: 12.02% (EcoBank Rapid Transfer). Panel is low-tercile with only 3 providers tracked.
Is the Ghana to Nigeria corridor meeting the UN SDG cost target?
Not yet: 13.3% is 10.3pp above the UN SDG 10.c 3% target and in the upper fleet cost tercile.
Where does Ghana → Nigeria sit among tracked remittance corridors?
According to World Bank Remittance Prices Worldwide average cost among 348 tracked corridors on PlainRemit, Ghana → Nigeria ranks #323 of 348 (cheapest = #1). Ordinal uses latest_avg_cost ASC matching /rankings/cheapest. See /methodology#corpus-placement.
Read our methodology - how this data is sourced, computed, and verified.