Remittance corridor · World Bank RPW · 2025Q3

Germany → Togo

Provider panel is low-tercile (4 RPW providers) on Germany → Togo - a thin survey panel versus denser routes.

3.5%
Average cost
1.4%
Cheapest · MoneyGram
4
Providers tracked

Provider-panel tercile vs fleet

RPW lists only 4 providers on this corridor - below the fleet panel tercile (~6). Average cost is 3.5%.

#64 of 348
cheapest-cost corpus rank
3.5%
average cost of a $200 transfer
-3.8pp
vs the 7.3% average of 348 corridors
+0.5pp
gap to the UN 3% target

Compared against the 348 corridors in the 2025Q3 release, not a generic headline figure.

B+
Corridor Value Score
76/100
Germany to Togo

Based on average cost, delivery speed, FX margin, provider competition, and cost trend from World Bank Remittance Prices Worldwide data, benchmarked against all 348 tracked corridors - not a quote or a prediction of what you will pay.

Cost A-
3.46%
Average total cost, sending $200-equivalent
Speed A-
Same day
Average delivery time, latest quarter
FX transparency A+
-0.02%
Exchange-rate margin above the mid-market rate
Competition F
4 providers
Number of providers actively quoting this corridor
Cost trend A
-1.54pp
Change in average cost vs. the prior quarter

What changed

World Bank RPW release record: 2025Q1 to 2025Q3

  • Average transfer cost changed from 5.00% to 3.46% (-1.54 percentage points).
  • Lowest observed transfer cost changed from 2.58% to 1.45% (-1.13 percentage points).
  • Providers recorded by the source changed from 5 to 4 (-1 provider).
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Where this corridor sits by provider panel size

Germany → Togo has 4 World Bank RPW providers among 377 tracked corridors (inventory signal, not a cost-quality ranking). Orthogonal to the cost comparison below.

Germany → Togo vs all corridors by provider count

Where this corridor's RPW provider panel sits among every tracked route

4 337th of 377 higher than 40 of 377 corridors

Corridors, banded by RPW provider inventory

Each bar is a band; taller bars hold more corridors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source World Bank Remittance Prices Worldwide · 2026-08-10

How Germany → Togo compares

Average cost of a $200 transfer, percent, lower is cheaper

Germany → Togo3.46%Cheapest provider1.45%348-corridor average (2025Q3)7.25%World Bank global average6.4%UN SDG 10.c target3%

Source: World Bank Remittance Prices Worldwide (RPW); UN SDG 10.c As of 2025Q3

SDG 10.c progress (target: 3%) 96.1%
Cheapest

3.46% average - 0.5pp above target

Cost trend: Germany → Togo

Average and cheapest cost of a $200 transfer over time, percent

0%5%10%15% 2013Q12014Q42016Q32018Q22020Q12021Q42023Q32025Q3 3.46%1.45% CheapestAverage

Source: World Bank Remittance Prices Worldwide (RPW) As of 2025Q3

Sending Country

Germany
Europe & Central Asia
4.96%
Avg outbound cost
$26.7B
Total remittances sent
All corridors from Germany →

Receiving Country

Togo
Sub-Saharan Africa
9.39%
Avg inbound cost
0
All corridors to Togo →

Nearby Corridors from Germany

Germany is one of the most connected sending markets in our data, with 23 tracked outbound corridors. The 8 below span the widest cost range, from the cheapest to send anywhere from Germany through to the most expensive.

#DestinationAvg costCheapest
1Serbia2.5%0.0%
2Nigeria2.9%0.3%
3Tajikistan3.0%0.0%
4Croatia3.1%0.0%
5Romania3.2%0.0%
6Ukraine3.5%0.0%
7Bulgaria3.6%0.0%
8Vietnam3.8%1.3%

World Bank RPW fee spread

Release 2025Q3 DE→TG

3.5% avg · 1.4% floor · 2.01pp spread on $200

  • AVG 3.5%
  • CHEAP 1.4%
  • SPREAD 2.01pp
  • SDG +0.5pp
  • RANK #64 of 348
  • REL 2025Q3
  • PANEL 4
United Arab Emirates→South SudanUnited Arab Emirates→South S…3.45%United Kingdom→Kenya3.43%United States→El Salvador3.5%Germany→Togo (this)3.46%
Cross-sender corridors nearest Germany → Togo by average RPW cost (2025Q3)

Fee spread manifest for Germany → Togo: entity-varying RPW stamps plus cross-sender ABS(avg_cost) peers from the current release. Compare corridors side-by-side →

Thin provider panel on Germany → Togo

RPW records only 4 providers on Germany → Togo - below the fleet panel tercile (~6). Average cost is 3.46%.

That cheapest figure comes from the World Bank's mystery-shopping survey: trained researchers pose as customers and obtain real quotes for a standardized $200 transfer, across the 4 banks, money transfer operators, post offices and mobile-money providers RPW tracks on this corridor. It is a snapshot from that survey quarter, not a live guarantee -- confirm the current rate directly with the provider before sending.

Costs here have eased 1.54 percentage points over the tracked period, a real if modest gain for senders as competition increased. It sits 0.5 pp above the UN SDG 10.c 3% target.

Germany → Togo Long-Track Cost Profile

This is a high-depth World Bank RPW corridor (50 quarterly average-cost readings) - enough history to measure how concentrated the cost path has been, not just the latest quarter. Peak average cost on record was 12.5% in 2014Q4; the trough was 3.2% in 2023Q4. That 9.27pp peak-to-trough span is the multi-year envelope thin-history corridors cannot show.

Across the full 50-quarter panel, 0 readings (0.0% share) landed at or under the UN SDG 3% target. Population standard deviation of the average-cost series is 2.705pp - a wide swing band that rewards checking the current quarter. From 2024Q2 to 2025Q3, the average cost fell 0.45pp (3.9% → 3.5%).

Among the 23 outbound corridors tracked from Germany, 5 currently post a lower average cost than this route and 18 post a higher one (this corridor sits at 3.5%). That peer-rank read is only honest once the sender book is deep enough - sparse zero-history routes skip it because sibling counts alone do not make a long RPW track record.

About Germany → Togo data

PlainRemit compares international money-transfer costs across tracked corridors so you can see which routes and providers charge the least before you send money abroad. This corridor's figures are computed directly from the World Bank Remittance Prices Worldwide (RPW) quarterly survey, a mystery-shopping panel of actual transfer quotes for a standardized $200 transfer.

Average 3.46%; cheapest observed 1.45% via MoneyGram; 4 providers tracked across 50 RPW quarters; vintage 2026-08-10.

Frequently Asked Questions

How much does it cost to send money from Germany to Togo?

Average 3.46% of the transfer amount (World Bank RPW, 2025Q3) - lower fleet tercile (below ~4.3%). Cheapest observed: 1.45% via MoneyGram.

What is the cheapest way to send money from Germany to Togo?

Lowest RPW survey quote: 1.45% (MoneyGram). Panel is low-tercile with only 4 providers tracked.

Is the Germany to Togo corridor meeting the UN SDG cost target?

Not yet: 3.5% is 0.5pp above the UN SDG 10.c 3% target.

Where does Germany → Togo sit among tracked remittance corridors?

According to World Bank Remittance Prices Worldwide average cost among 348 tracked corridors on PlainRemit, Germany → Togo ranks #64 of 348 (cheapest = #1). Ordinal uses latest_avg_cost ASC matching /rankings/cheapest. See /methodology#corpus-placement.

Source: World Bank, Remittance Prices Worldwide (RPW) Database (2011-2025). See our methodology for details.

Disclaimer: PlainRemit is for general informational purposes only, not financial, tax, or investment advice. PlainRemit is independent and not affiliated with or endorsed by the World Bank.