Corridor Comparison
Side-by-side metrics for two remittance corridors · World Bank RPW data
| Metric | United States → Philippines | United States → China |
|---|---|---|
| Corridor | United States → Philippines | United States → China |
| Average cost | 4.50% | 3.50% |
| Cheapest cost | 1.20% | 0.90% |
| Cheapest provider | Remitly | Remitly |
| Providers tracked | 18 | 19 |
| Annual volume | $16.0B | $14.2B |
| Latest quarter | 2025Q1 | 2025Q1 |
What the Comparison Shows
The United States → Philippines corridor currently averages 4.50%, while the United States → China corridor averages 3.50%. That makes the United States → China corridor roughly 1.0 percentage points cheaper on average. Cheapest-provider floors tell a similar story: Remitly delivers Philippines at 1.20%, against Remitly on the China route at 0.90%.
Comparing corridors is most useful when a sender is choosing between destinations where the recipient has multiple payout options, or when an employer evaluates payroll routes for remote staff. For personal transfers, the practical takeaway is the same on every corridor — shop the cheapest provider, account for both fees and FX margin, and prefer mobile-wallet or bank-deposit payouts where available.
Data source: Source: World Bank Remittance Prices Worldwide (RPW) Database, quarterly release. Costs represent percentage of a $200 transfer amount.
Methodology reference: Source: UN Sustainable Development Goal 10.c target — reduce remittance transaction costs to below 3% by 2030.